INTRODUCING NO COST EMI* ON DEBIT CARD At Kotak, we always endeavour to provide the highest standards of products and services to our customers. Continuing our efforts, we are excited to launch EMI facility for our Debit Card customers at selected stores. Now customers can walk into the nearest electronics store, make their purchase and avail No Cost EMI* using their Kotak Debit Card.
The EMI facility on the Debit Cards is an added benefit to the customers with pre-approved limit. The customers can use this limit to purchase their favourite electronics in store or online.
The minimum cart value to avail Debit Card EMI from Kotak Mahindra Bank is Rs. 8,000 and customers have the flexibility to repay the loan over a tenure of 3, 6, 9 or 12 months.
Key benefits:
No documentation
No need for security deposit or down payment
One click transaction and conversion to EMI with flexible tenures of 3 months, 6 months, 12 months etc
Association with prominent brands like Apple, One Plus, LG, Samsung etc covering almost 90% of the high value electronic gadgets
Easy re-payments from linked Savings / Current Account
How does it work?
SMS CDLspace Your PAN Number to 5676788 to know your pre-approved limit
Visit the nearest store and select the desired product to purchase
Ask for Kotak Debit Card EMI and swipe your Debit Card at the Point of Sale terminal
Select the EMI tenure
Validate the payment using your Debit Card PIN
Complete the transaction
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